Straightforward
Home Loan Advice.

Helping Australians in South Morang find the right home loan without the confusion, jargon, or the runaround.

Specialist Mortgage Guidance

First Home Buyers

Unlock grants and schemes. I simplify the process to get you into your first home sooner.

Refinance

Don’t pay more than you have to. I’ll review your current rate against the market to save you money.

Self-Employed

Complex tax returns? No problem. I understand business structures and specialised lending.

Meet Ryan Chidgey

Ryan Chidgey

Mortgage Consultant · Yellow Brick Road Home Loans
Ryan Chidgey helps first home buyers, refinancers and everyday borrowers navigate the loan process with straightforward advice, responsive service and tailored lending solutions.

Ryan focuses on making home finance feel clear, practical and easy to act on. He understands that every client has a different situation, whether they are buying their first property, reviewing their current loan, or trying to find a more suitable option for their lifestyle and financial goals.

With a client-first approach, Ryan works closely with borrowers to explain their options in plain English, keep the process moving, and help reduce the stress that often comes with property finance. His goal is to create a smooth experience from first enquiry through to submission and settlement.

I can help with

  • Advice on home loans for first home buyers
  • Refinancing to reduce repayments or improve structure
  • Guidance for self-employed and non-standard borrowers
  • Support with loan strategy, borrowing position and next steps

Repayment Calculator

$600,000
$400,000
$5,000 $3,000,000
30 Years
5.93%
Principal & Interest
Monthly Repayment
$2,333

*ESTIMATE ONLY. BASED ON P&I OVER 30 YEARS.

Property Value
$600,000
Loan Amount
$400,000
Estimated Deposit
$200,000
Get My Full Quote

Mortgage Broker Client Information Form

Y

YellowBrickRoad

Home Loans · Client Information

Start your application Secure your details and upload supporting documents.

Primary Applicant Details

Fill in your details below so Ryan can assess your situation and match you with suitable loan options.

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Are you a First Home Buyer?
Do you currently own any properties?
Are you currently employed?
Employment Type
Do you have any children or dependants?

Borrowing Goal

Let us know what type of loan outcome you’re looking for.

What is your borrowing goal?

Loan & Property Details

Provide the key numbers and location details for the property you’re looking at.

Required Documents Upload

Upload the requested files so your application can be reviewed faster.

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Browse Files Optional supporting documents
Submit this form, and we’ll be in touch with your best loan options.

Once submitted, Ryan can review your details and guide you through the next steps with tailored lending options.

Need help before applying?

Contact Ryan directly for a straightforward conversation about your borrowing goals.

Call Ryan Now